Standard documents

A rent deposit deed where the deposit is held by the landlord but, subject to the terms of the deed, it remains the property of the tenant, and is charged to the landlord.  Both the landlord and tenant are assumed to be corporate entities. See Standard clauses and drafting notes for clauses that can be used to adapt this document.

A standard form legal mortgage over a property (often referred to as a "legal charge") granted by an individual borrower in favour of an individual lender, securing monies that have been borrowed for the purpose of the borrower's business. Note: This standard document can only be used in the prescribed circumstances discussed in the integrated drafting notes as it has been drafted to bring it within one of the categories of exempt agreements for the purposes of the Consumer Credit Act 1974 (CCA 1974).  Any amendments should be discussed with a specialist in consumer credit since any alterations may take this mortgage outside the definition of exempt agreement.  This would mean that the lender would need a consumer credit licence and this mortgage would need to comply with the provisions of the CCA 1974 to be enforceable without a court order.  This mortgage is not drafted to be compliant with the CCA 1974.

A letter to confirm to a buyer of assets that any floating charge over the assets to be acquired has not crystallised into a fixed charge.

A standard form third party legal mortgage over a property (often referred to as a legal charge) granted by a company incorporated in England and Wales in favour of a single lender securing specific monies owed by another party to the lender. This standard document includes integrated drafting notes, which explain the law behind, and commercial reasons for, provisions of the document.